Low, Fixed Monthly Payments

The Spa Depot has partnered with Lending Club to provide our customers with an easy and affordable alternative to credit cards for financing hot tub and spa purchases.

Use a Personal Loan instead of a Credit Card to Finance your Spa Purchase:

• Get a low rate personal loan so you can relax and enjoy your dream spa or hot tub with low, fixed monthly payments that fit your budget.  
   
• Fixed rates starting at 6.78% APR*
  Unlike credit cards, personal loans have fixed rates which means your rate and payment will not change for the entire term of your loan.
   
• Find out how much you can afford without hurting your credit score
  Apply in minutes to see your offers with no obligation to take the loan.  
   
• Simple, fast and secure
  Once approved, you could have the money you need to enjoy your spa in as few as 5 days. The money is deposited directly to your bank account.
   

Check Your Rate and Payment (without hurting your credit score, no obligation)

Get a $100 Reward in the form of a SpaDepot.com Gift Card!** It gets even better! Any customer who uses a personal loan issued through Lending Club with SpaDepot.com to fund the purchase of a new Spa or Hot Tub from The Spa Depot is eligible. Apply the $100 toward your spa purchase or use it later for supplies and accessories. Details

After getting a loan:

Sign-in or create a new account at SpaDepot.com, then purchase your new spa using any of our payment methods including debit/credit cards or your Pay Pal account, which you may fund with your loan proceeds. Gift Card Rebate may be applied at time of purchase.***

Download our Spa Loan Program FAQ

Want more spa financing information?

Don't hesitate to call. A knowledgeable no-pressure Customer Care Associate will be happy to answer all of your questions: (800) 823-3638 Weekdays, 8am - 5pm Pacific Time

Check Your Interest Rate & Monthly Payment

(without hurting your credit score, no obligation)

* Rate based on A1 Loan Grade, subject to credit approval. All loans made by WebBank, a Utah-chartered Industrial Bank. Annual Percentage Rates for all loans range from 6.78% (A1) to 27.99% (G5). Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. Note: We are unable to accept loan applications from residents of six states: Iowa, Idaho, Maine, Mississippi, North Dakota, and Nebraska. We can accept loan applications from residents of all other states.
** Borrower must apply directly though the SpaDepot.com website, and have cookies activated on their browser in order for this offer to be tracked and valid.
*** After loan issuance, use your Lending Club Loan ID Number for Gift Card redemption at SpaDepot.com. Not redeemable for cash.